Personal Injury Claim Myths

Copyright (c) 2011 Benjamin Glass

One of the best ways to help your personal injury claim resolve successfully after a serious injury is to avoid listening to many of the personal injury myths you may hear from others. Well-meaning friends and family, misinformed doctors, inexperienced personal injury attorneys, and even the insurance companies themselves may all contribute to the rumor mills surrounding how and when to file a personal injury claim.

What Not to Do Before Filing a Personal Injury Claim

The first thing you should do when you have suffered a serious injury because of someone else’s negligence is to contact a personal injury attorney. Every state has a different statute of limitations law that determines the amount of time you have to file your personal injury claim. In most states it’s 2 years from the date of your serious injury, but depending on who is being held negligent the time to file may be as little as 30 days!

Many victims make the mistake of waiting to seek medical treatment after their accident because they don’t think anything is wrong. Many serious injuries such as head trauma or nerve damage may not show signs until days or weeks later. You should never delay medical review when you are in a serious accident or you risk suffering further injury, not to mention it may harm the integrity of your personal injury claim.

As you work through the stages of a personal injury claim you will be in contact with the insurance company, doctors, claim adjusters, consultants, and many others. Remember that you do not have to give the claims adjuster a recorded statement, nor do you have to see a specific doctor you are referred to.

Settlements Are Not Always Fair and Easy To Obtain

There are many myths surrounding the value of a personal injury claim and how to settle one fairly. Many believe that if you show all your medical expenses, lost wages, and have a “good” case that the insurance company will be fair and pay you all you are entitled to. This could not be further from the truth.

Insurance companies are only out to keep the money in their pockets and they are reluctant to pay you the full settlement you deserve, if they decide to settle at all. When going against the insurance companies, it’s important to have an experienced personal injury attorney on your side to help fight for the compensation you are entitled to.

However, do beware of a personal injury attorney who guarantees you a specific settlement amount. There’s no magical formula used to calculate the value of a personal injury claim until it is settled. Therefore, any personal injury attorney who tells you they’ll get you a million dollar settlement is only trying to sell their services – they really have no control over the actual value of your claim.

Having a trustworthy and experienced personal injury attorney on your side will help you claim and evaluate a settlement amount that will fairly compensate for your injuries and losses. Insurance companies rarely take pain and suffering or future losses into account in their initial settlement offer, and your personal injury attorney can help you fight for those needs.

Ben Glass is a personal injury attorney in Fairfax, Virginia. He is a frequent speaker on personal injury topics. Accident victims can download 31 Tips for Handling Your Own Virginia Accident Case at 31TipsFromBen.com
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