Reasons to File a Personal Injury Claim

Copyright (c) 2011 Benjamin Glass

When some people hear you’re filing a personal injury claim they may conjure up media stereotypes of multi-million dollar settlements for minor injuries. While these instances may be true on TV shows and in the movies, they’re completely fictitious. In reality, a personal injury claim has to be filed due to a serious injury from an accident not of your own fault for it to even be worth a tiny settlement.

Examples of a Serious Injury

When you’re injured in an accident that is due to someone else’s negligence you are a prime candidate to file a personal injury claim. However, insurance companies are picky about what types of injury are considered serious and therefore eligible to be compensated for.

A serious injury is really whatever the insurance company or court decides is serious. There is no official listing or definition of a serious injury, but more often than not the following injuries are considered prime candidates for filing a personal injury claim:

• loss of limb (either severed or amputated);

• severe burns;

• traumatic brain injury; and

• spinal cord injury.

Usually, an injury that has a high potential of creating life-long disability or disfigurement or that will require long-term treatment and recovery will be considered a serious injury. Minor injuries that do not require long hospital stays or serious medical expenses are usually not grounds for a substantial personal injury claim.

Why You May Need to File a Personal Injury Claim

When you are the victim of a serious injury you may be faced with expensive hospital bills, lost income due to being out of work from your injuries, and also there is the potential of future expenses and loss. You may be unable to work if your injuries caused a long-term or permanent disability. There is also the undue pain and suffering you have experienced due to the responsible party’s negligence.

These are all factors that you should not have to pay for yourself when the serious injury was the result of the negligence of another party. In cases such as these where you can prove the negligent act was no fault of your own, you should consider filing a personal injury claim. Your first step should be to speak with an experienced personal injury attorney to discuss the nuances of your case.

A personal injury attorney can explain the laws regarding a personal injury claim and help you develop your case. They will act as your representative with the insurance companies and help you prove that you are entitled to a fair settlement for your serious injury. If they refuse to offer a substantial settlement, a good personal injury attorney will be prepared to take your case to trial.

Ben Glass is a personal injury attorney in Fairfax, Virginia. He is a frequent speaker on personal injury topics. Accident victims can download 31 Tips for Handling Your Own Virginia Accident Case at
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